Emily Garcia· United States
High APR surprise
Used Affirm for financing. Fees and charges piled up quickly. Will think twice before relying on it. Switched from a traditional provider.
Verified as a real account holder.
31 found this helpfulReport
Affirm
Buy now, pay later with transparent instalments.
Reviews
3.2(351)
Rating
Showing 75 of 351 reviews — proof-verified first.
Ashley Miller· United States
Avoid
I really wanted to like Affirm. The APR turned out much higher than I expected. Fees and charges piled up quickly. Hope they fix this soon. Been a customer for a couple of years.
Verified with a dashboard screenshot.
22 found this helpfulReport
Michael B.· Canada
Okay rate, slow approval
I’ve used Affirm on and off. Decent service, nothing exceptional. Worth a look if it fits your needs. Been a customer for a couple of years.
Verified with a dashboard screenshot.
17 found this helpfulReport
Brittany H.· United States
No hidden fees
After shopping around I chose Affirm. Approval was quick and the money arrived fast. Customer service answered my questions clearly. Highly recommend. Friend recommended it to me.
Proof of account uploaded for verification.
38 found this helpfulReport
Daniel B.· United States
High APR surprise
Took credit with Affirm. The APR turned out much higher than I expected. Fees and charges piled up quickly. Hope they fix this soon. Switched from a traditional provider.
Proof of account uploaded for verification.
31 found this helpfulReport
Joshua K.· United States
Helped when I needed it
I’m genuinely happy with Affirm. The rate was fair and clearly shown up front. Will keep using it. Been a customer for a couple of years.
Verified with a dashboard screenshot.
8 found this helpfulReport
Brittany M.· United States
Aggressive collections
My experience with Affirm went downhill. Fees and charges piled up quickly. The APR turned out much higher than I expected. Hope they fix this soon. Setup took less than ten minutes.
Verified as a real account holder.
26 found this helpfulReport
Sarah Williams· United States
Rejected after a hard check
I borrowed from Affirm. The APR turned out much higher than I expected. Hope they fix this soon.
Verified with a dashboard screenshot.
8 found this helpfulReport
Christopher S.· United States
Rejected after a hard check
I borrowed from Affirm. The real cost was far higher than advertised. The APR turned out much higher than I expected. Expected better. Used across two countries so far.
Verified as a real account holder.
21 found this helpfulReport
Ashley Smith· United States
Hidden costs
My experience with Affirm went downhill. I was rejected after a hard credit check hit my score. Disappointed overall. Used across two countries so far.
Verified with a recent statement.
7 found this helpfulReport