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Akulaku

Pay-later and lending in SEA.

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Reviews

3.1(132)
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Rating

Showing 75 of 132 reviews — proof-verified first.

Sara Costa· Indonesia
Verified Review

Average experience

Have a credit agreement with Akulaku. The app works but statements are basic. Solid but not perfect.

Verified with a recent statement.

12 found this helpfulReport
Matthew F.· United States
Verified Review

Smooth process

I took out a loan with Akulaku. The application was simple and fully online. Approval was quick and the money arrived fast. Highly recommend.

Verified with a dashboard screenshot.

8 found this helpfulReport
Sophie Brown· United Kingdom
Verified Review

Rejected after a hard check

I really wanted to like Akulaku. The real cost was far higher than advertised. Expected better. Been a customer for a couple of years.

Confirmed as an active customer.

12 found this helpfulReport
Alex B.· Indonesia
Verified Review

Okay rate, slow approval

I borrowed a small amount from Akulaku. The rate was okay but approval took longer than hoped. Eligibility checks were stricter than expected. Worth a look if it fits your needs. Friend recommended it to me.

Proof of account uploaded for verification.

15 found this helpfulReport
Laura Johnson· Indonesia
Verified Review

No hidden fees

Akulaku financed my plans. Early repayment was allowed without penalty. The rate was fair and clearly shown up front. Highly recommend.

Verified with a recent statement.

49 found this helpfulReport
Daniel Johnson· United States
Verified Review

No hidden fees

I’ve recommended Akulaku to people I know. Early repayment was allowed without penalty. The rate was fair and clearly shown up front. Will keep using it. Setup took less than ten minutes.

Verified with a dashboard screenshot.

48 found this helpfulReport
Daniel Garcia· Indonesia
Verified Review

Quick and transparent

Borrowed through Akulaku last year. Early repayment was allowed without penalty. Customer service answered my questions clearly. Exactly what I needed.

Verified with a dashboard screenshot.

21 found this helpfulReport
Maria F.· Indonesia
Verified Review

Helped when I needed it

Borrowed through Akulaku last year. Approval was quick and the money arrived fast. The rate was fair and clearly shown up front. Exactly what I needed.

Verified with a dashboard screenshot.

14 found this helpfulReport
Thomas R.· Indonesia
Verified Review

High APR surprise

I’ve had ongoing issues with Akulaku. Collections were aggressive over a small amount. The real cost was far higher than advertised. Hope they fix this soon. Used across two countries so far.

Confirmed as an active customer.

10 found this helpfulReport
James H.· United Kingdom
Verified Review

Fair rate, fast payout

I’ve recommended Akulaku to people I know. The application was simple and fully online. Approval was quick and the money arrived fast. Highly recommend. Used across two countries so far.

Verified with a dashboard screenshot.

34 found this helpfulReport