Mei S.· Singapore
Smooth process
I’ve recommended Atome to people I know. The rate was fair and clearly shown up front. No regrets switching.
Confirmed as an active customer.
35 found this helpfulReport
Reviews
3.1(195)
Rating
Showing 75 of 195 reviews — proof-verified first.
Aisha K.· Singapore
Quick and transparent
I’ve recommended Atome to people I know. Customer service answered my questions clearly. Repayments are flexible and easy to manage. Five stars from me. Setup took less than ten minutes.
Proof of account uploaded for verification.
40 found this helpfulReport
Faizal Lee· Singapore
Avoid
Applied to Atome for a loan. The APR turned out much higher than I expected. The real cost was far higher than advertised. Disappointed overall. Used across two countries so far.
Proof of account uploaded for verification.
22 found this helpfulReport
Hui Ling Z.· Singapore
Quick and transparent
I took out a loan with Atome. The rate was fair and clearly shown up front. Couldn’t be happier.
Verified with a recent statement.
31 found this helpfulReport
Thomas H.· United Kingdom
Okay rate, slow approval
I borrowed a small amount from Atome. Decent service, nothing exceptional. Does the job, with caveats.
Confirmed as an active customer.
6 found this helpfulReport
Jun Hao Wong· Singapore
High APR surprise
I expected more from Atome. The APR turned out much higher than I expected. Collections were aggressive over a small amount. Expected better.
Verified with a dashboard screenshot.
18 found this helpfulReport
Siti V.· Singapore
Helped when I needed it
Borrowed through Atome last year. Approval was quick and the money arrived fast. Repayments are flexible and easy to manage. Will keep using it. Setup took less than ten minutes.
Verified as a real account holder.
35 found this helpfulReport
Marcus W.· Singapore
Smooth process
I’m genuinely happy with Atome. Customer service answered my questions clearly. Couldn’t be happier. Setup took less than ten minutes.
Verified with a recent statement.
13 found this helpfulReport
Daniel Z.· Singapore
Easy approval
I use Atome regularly and it shows. The rate was fair and clearly shown up front. No hidden fees — the terms were transparent. Couldn’t be happier. Used across two countries so far.
Proof of account uploaded for verification.
25 found this helpfulReport
Priya M.· Singapore
Fair rate, fast payout
Atome financed my plans. No hidden fees — the terms were transparent. Repayments are flexible and easy to manage. Couldn’t be happier. Been a customer for a couple of years.
Verified with a recent statement.
22 found this helpfulReport