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Bajaj Finserv

A major Indian lending and finance group.

Loans & CreditGlobalWebsite

Reviews

3.2(332)
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Showing 75 of 332 reviews — proof-verified first.

Niamh K.· Ireland
Verified Review

Average experience

I’ve had Bajaj Finserv for a little while now. Read the terms carefully — some fees apply. Solid but not perfect.

Verified as a real account holder.

14 found this helpfulReport
Michael Garcia· United States
Verified Review

Fair rate, fast payout

Used Bajaj Finserv for credit. Early repayment was allowed without penalty. Approval was quick and the money arrived fast. Five stars from me.

Verified as a real account holder.

31 found this helpfulReport
Cian Z.· Ireland
Verified Review

Average experience

Used Bajaj Finserv once for a loan. Read the terms carefully — some fees apply. Good, but room to improve. Setup took less than ten minutes.

Verified as a real account holder.

16 found this helpfulReport
Rohan Mehta· India
Verified Review

Fine but strict

I’ve had Bajaj Finserv for a little while now. Decent service, nothing exceptional. Read the terms carefully — some fees apply. Worth a look if it fits your needs. Friend recommended it to me.

Verified as a real account holder.

17 found this helpfulReport
Matthew S.· United States
Verified Review

Avoid

Applied to Bajaj Finserv for a loan. The APR turned out much higher than I expected. I was rejected after a hard credit check hit my score. Expected better. Been a customer for a couple of years.

Verified with a dashboard screenshot.

6 found this helpfulReport
Oliver Wilson· United Kingdom
Verified Review

Fair rate, fast payout

Used Bajaj Finserv to finance a purchase. The rate was fair and clearly shown up front. Exactly what I needed.

Verified with a recent statement.

45 found this helpfulReport
Emily M.· United States
Verified Review

Fine but strict

Tried Bajaj Finserv for financing. The rate was okay but approval took longer than hoped. Read the terms carefully — some fees apply. Good, but room to improve. Used across two countries so far.

Verified as a real account holder.

21 found this helpfulReport
Sneha V.· India
Verified Review

Rejected after a hard check

Took credit with Bajaj Finserv. I was rejected after a hard credit check hit my score. Will think twice before relying on it. Been a customer for a couple of years.

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9 found this helpfulReport
Neha F.· India
Verified Review

Avoid

My experience with Bajaj Finserv went downhill. The real cost was far higher than advertised. Collections were aggressive over a small amount. Cannot recommend right now.

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19 found this helpfulReport
Niamh O’Connor· Ireland
Verified Review

Quick and transparent

Borrowed through Bajaj Finserv last year. Repayments are flexible and easy to manage. No hidden fees — the terms were transparent. Five stars from me. Switched from a traditional provider.

Verified with a recent statement.

28 found this helpfulReport