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Capital on Tap

Business credit cards for small firms.

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Reviews

3.6(165)
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Rating

Showing 75 of 165 reviews — proof-verified first.

Aoife Byrne· Ireland
Verified Review

Rewards that add up

I’ve tried a few alternatives and stuck with Capital on Tap. Purchase protection refunded a disputed order fast. Cashback lands every month and genuinely adds up. Couldn’t be happier.

Confirmed as an active customer.

9 found this helpfulReport
Harry Taylor· United Kingdom
Verified Review

Rewards that add up

Got the Capital on Tap card for the rewards. The app makes tracking spend and rewards easy. Travel insurance and lounge access are excellent. Exactly what I needed. Setup took less than ten minutes.

Verified with a dashboard screenshot.

48 found this helpfulReport
Saoirse R.· Ireland
Verified Review

Not accepted anywhere

I expected more from the Capital on Tap card. The rewards programme was quietly downgraded. Hope they fix this soon.

Verified as a real account holder.

30 found this helpfulReport
Patrick F.· Ireland
Verified Review

Chargeback was painful

I really wanted to like Capital on Tap. The rewards programme was quietly downgraded. Looking for alternatives. Switched from a traditional provider.

Verified as a real account holder.

21 found this helpfulReport
Aoife O’Sullivan· Ireland
Verified Review

Premium feel

I’ve carried the Capital on Tap card for years. Travel insurance and lounge access are excellent. No foreign transaction fees made travel cheaper. Highly recommend. Been a customer for a couple of years.

Confirmed as an active customer.

33 found this helpfulReport
Aoife Z.· Ireland
Verified Review

Excellent protection

The Capital on Tap card is my daily driver. Travel insurance and lounge access are excellent. Will keep using it.

Proof of account uploaded for verification.

31 found this helpfulReport
Liam B.· Ireland
Verified Review

Worth the fee

A friend recommended Capital on Tap to me. Purchase protection refunded a disputed order fast. Cashback lands every month and genuinely adds up. Exactly what I needed.

Verified with a dashboard screenshot.

34 found this helpfulReport
Charlotte Taylor· United Kingdom
Verified Review

Cashback is real money

Signed up for Capital on Tap before a big trip. No foreign transaction fees made travel cheaper. Highly recommend. Friend recommended it to me.

Verified with a recent statement.

9 found this helpfulReport
Ashley T.· United States
Verified Review

Declined too often

I’ve had ongoing issues with Capital on Tap. It gets declined at far too many merchants. A chargeback dragged on for weeks with no help. Will think twice before relying on it. Setup took less than ten minutes.

Proof of account uploaded for verification.

24 found this helpfulReport
Grace Brown· United Kingdom
Verified Review

Worth the fee

The Capital on Tap card is my daily driver. The app makes tracking spend and rewards easy. The points transfer to travel partners and fund real flights. Couldn’t be happier.

Verified with a dashboard screenshot.

40 found this helpfulReport