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Capital One

US credit cards with cashback and travel rewards.

Credit & Debit CardsGlobalLicensed bank / card issuer (US)Website

Reviews

3.1(4,723)
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Rating

Showing 75 of 4,723 reviews — proof-verified first.

Jessica Anderson· United States
Verified Review

Not accepted anywhere

I really wanted to like Capital One. Fees I wasn’t told about showed up on my statement. The rewards programme was quietly downgraded. Expected better. Setup took less than ten minutes.

Verified with a recent statement.

12 found this helpfulReport
David K.· United States
Verified Review

Mixed feelings

Tried the Capital One card for a year. Rewards are decent but redemption options are limited. Solid but not perfect.

Proof of account uploaded for verification.

14 found this helpfulReport
Joshua Z.· United States
Verified Review

Worth the fee

The Capital One card is my daily driver. The app makes tracking spend and rewards easy. Purchase protection refunded a disputed order fast. Will keep using it. Friend recommended it to me.

Verified as a real account holder.

26 found this helpfulReport
Joshua B.· United States
Verified Review

Rewards downgraded

Trusted Capital One for a big purchase. The rewards programme was quietly downgraded. It gets declined at far too many merchants. Will think twice before relying on it.

Proof of account uploaded for verification.

17 found this helpfulReport
Daniel Anderson· Canada
Verified Review

Hidden fees

Counted on my Capital One card abroad. The rewards programme was quietly downgraded. Expected better. Switched from a traditional provider.

Confirmed as an active customer.

28 found this helpfulReport
Ashley Anderson· United States
Verified Review

Chargeback was painful

Counted on my Capital One card abroad. A chargeback dragged on for weeks with no help. It gets declined at far too many merchants. Will think twice before relying on it.

Verified as a real account holder.

10 found this helpfulReport
Brittany Garcia· United States
Verified Review

Great perks, acceptance varies

Use the Capital One card occasionally. The perks are good but acceptance is patchy at smaller shops. Rewards are decent but redemption options are limited. Fine for now. Been a customer for a couple of years.

Verified with a dashboard screenshot.

8 found this helpfulReport
Ashley D.· United States
Verified Review

Rewards downgraded

My experience with Capital One went downhill. The rewards programme was quietly downgraded. It gets declined at far too many merchants. Disappointed overall.

Verified as a real account holder.

14 found this helpfulReport
Ashley H.· United States
Verified Review

Premium feel

Signed up for Capital One before a big trip. No foreign transaction fees made travel cheaper. The app makes tracking spend and rewards easy. No regrets switching. Setup took less than ten minutes.

Verified as a real account holder.

47 found this helpfulReport
Emily W.· Canada
Verified Review

Hidden fees

My experience with Capital One went downhill. A chargeback dragged on for weeks with no help. The rewards programme was quietly downgraded. Hope they fix this soon. Friend recommended it to me.

Verified with a recent statement.

31 found this helpfulReport