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Credit Karma

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Reviews

3.8(319)
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Rating

Showing 75 of 319 reviews — proof-verified first.

Matthew H.· United States
Verified Review

Fair rate, fast payout

I can speak from real experience with Credit Karma. The application was simple and fully online. Early repayment was allowed without penalty. Exactly what I needed. Been a customer for a couple of years.

Confirmed as an active customer.

13 found this helpfulReport
David Jones· Canada
Verified Review

Fair rate, fast payout

Applied with Credit Karma for a personal loan. Customer service answered my questions clearly. Will keep using it.

Proof of account uploaded for verification.

43 found this helpfulReport
Emily V.· United States
Verified Review

Quick and transparent

I’m genuinely happy with Credit Karma. Repayments are flexible and easy to manage. Exactly what I needed. Switched from a traditional provider.

Proof of account uploaded for verification.

8 found this helpfulReport
Joshua M.· United States
Verified Review

Hidden costs

Trusted Credit Karma with a loan. I was rejected after a hard credit check hit my score. Fees and charges piled up quickly. Disappointed overall. Been a customer for a couple of years.

Confirmed as an active customer.

31 found this helpfulReport
Ashley V.· Canada
Verified Review

Okay rate, slow approval

Used Credit Karma once for a loan. The app works but statements are basic. Read the terms carefully — some fees apply. Fine for now.

Proof of account uploaded for verification.

14 found this helpfulReport
Matthew D.· United States
Verified Review

No hidden fees

Borrowed through Credit Karma last year. The rate was fair and clearly shown up front. Approval was quick and the money arrived fast. Five stars from me. Switched from a traditional provider.

Verified with a recent statement.

23 found this helpfulReport
Daniel F.· United States
Verified Review

Easy approval

I’m genuinely happy with Credit Karma. Early repayment was allowed without penalty. The rate was fair and clearly shown up front. Highly recommend.

Proof of account uploaded for verification.

22 found this helpfulReport
Amanda Smith· United States
Verified Review

No hidden fees

I can speak from real experience with Credit Karma. No hidden fees — the terms were transparent. The application was simple and fully online. No regrets switching. Setup took less than ten minutes.

Verified with a recent statement.

43 found this helpfulReport
Joshua Davis· United States
Verified Review

Hidden costs

Trusted Credit Karma with a loan. Collections were aggressive over a small amount. Expected better.

Verified with a dashboard screenshot.

11 found this helpfulReport
Christopher D.· Canada
Verified Review

Works, with caveats

I use Credit Karma for a few specific things. Eligibility checks were stricter than expected. Read the terms carefully — some fees apply. Worth a look if it fits your needs. Setup took less than ten minutes.

Confirmed as an active customer.

17 found this helpfulReport