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Deserve

Digital-first credit cards and platform.

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Reviews

3.7(170)
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Rating

Showing 75 of 170 reviews — proof-verified first.

Sarah M.· United States
Verified Review

Rewards downgraded

My experience with Deserve went downhill. Foreign usage came with surprise charges. Disappointed overall.

Verified as a real account holder.

14 found this helpfulReport
Eoin T.· Ireland
Verified Review

Rewards that add up

A friend recommended Deserve to me. The app makes tracking spend and rewards easy. Travel insurance and lounge access are excellent. No regrets switching. Setup took less than ten minutes.

Verified with a recent statement.

29 found this helpfulReport
Daniel Smith· United States
Verified Review

Excellent protection

I can speak from real experience with Deserve. The app makes tracking spend and rewards easy. The points transfer to travel partners and fund real flights. Will keep using it.

Verified with a dashboard screenshot.

20 found this helpfulReport
Sarah Smith· Canada
Verified Review

Declined too often

I expected more from Deserve. Foreign usage came with surprise charges. Hope they fix this soon. Switched from a traditional provider.

Confirmed as an active customer.

27 found this helpfulReport
David Johnson· Canada
Verified Review

Excellent protection

I’ve recommended Deserve to people I know. Travel insurance and lounge access are excellent. Couldn’t be happier. Been a customer for a couple of years.

Verified with a recent statement.

42 found this helpfulReport
Ashley Miller· United States
Verified Review

Chargeback was painful

Signed up for Deserve for the rewards. Fees I wasn’t told about showed up on my statement. A chargeback dragged on for weeks with no help. Expected better.

Confirmed as an active customer.

6 found this helpfulReport
Michael Anderson· United States
Verified Review

Premium feel

I’ve carried the Deserve card for years. Purchase protection refunded a disputed order fast. No regrets switching.

Proof of account uploaded for verification.

46 found this helpfulReport
Ashley K.· United States
Verified Review

Mixed feelings

I use Deserve for a few specific things. Customer service is fine but the app feels dated. I’d give it three and a half if I could. Setup took less than ten minutes.

Confirmed as an active customer.

13 found this helpfulReport
Matthew Z.· Canada
Verified Review

Hidden fees

I’ve had ongoing issues with Deserve. The rewards programme was quietly downgraded. Disappointed overall.

Verified as a real account holder.

10 found this helpfulReport
Emily Evans· United Kingdom
Verified Review

Not accepted anywhere

I expected more from Deserve. Fees I wasn’t told about showed up on my statement. It gets declined at far too many merchants. Looking for alternatives. Been a customer for a couple of years.

Verified with a recent statement.

20 found this helpfulReport