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Funding Circle

Small-business loans marketplace.

Loans & CreditGlobalAuthorised lender (FCA / multi-jurisdiction)Website

Reviews

3.2(191)
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Rating

Showing 75 of 191 reviews — proof-verified first.

Seán Kelly· Ireland
Verified Review

Average experience

I’ve had Funding Circle for a little while now. Decent service, nothing exceptional. Worth a look if it fits your needs. Switched from a traditional provider.

Verified with a dashboard screenshot.

10 found this helpfulReport
Grace F.· United Kingdom
Verified Review

Avoid

I borrowed from Funding Circle. Collections were aggressive over a small amount. Cannot recommend right now. Setup took less than ten minutes.

Verified with a dashboard screenshot.

29 found this helpfulReport
James Wilson· United Kingdom
Verified Review

Okay rate, slow approval

Have a credit agreement with Funding Circle. The rate was okay but approval took longer than hoped. Fine for now. Been a customer for a couple of years.

Verified as a real account holder.

14 found this helpfulReport
Olivia H.· United Kingdom
Verified Review

Works, with caveats

Used Funding Circle once for a loan. The app works but statements are basic. Read the terms carefully — some fees apply. Solid but not perfect.

Confirmed as an active customer.

18 found this helpfulReport
Harry Smith· United Kingdom
Verified Review

Easy approval

Applied with Funding Circle for a personal loan. The application was simple and fully online. Exactly what I needed.

Verified with a dashboard screenshot.

19 found this helpfulReport
Patrick Walsh· Ireland
Verified Review

Quick and transparent

Borrowed through Funding Circle last year. Approval was quick and the money arrived fast. Customer service answered my questions clearly. Five stars from me.

Verified with a recent statement.

39 found this helpfulReport
Harry Taylor· United Kingdom
Verified Review

Fair rate, fast payout

Applied with Funding Circle for a personal loan. The rate was fair and clearly shown up front. No hidden fees — the terms were transparent. Will keep using it. Setup took less than ten minutes.

Proof of account uploaded for verification.

15 found this helpfulReport
James Jones· United Kingdom
Verified Review

Smooth process

After shopping around I chose Funding Circle. Customer service answered my questions clearly. Couldn’t be happier. Friend recommended it to me.

Verified with a recent statement.

15 found this helpfulReport
Oliver K.· United Kingdom
Verified Review

Quick and transparent

I took out a loan with Funding Circle. Approval was quick and the money arrived fast. Five stars from me. Friend recommended it to me.

Verified with a dashboard screenshot.

14 found this helpfulReport
Jack H.· United Kingdom
Verified Review

Helped when I needed it

Applied with Funding Circle for a personal loan. The rate was fair and clearly shown up front. Approval was quick and the money arrived fast. Exactly what I needed.

Confirmed as an active customer.

23 found this helpfulReport