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Highnote

Embedded card issuing platform.

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Reviews

3.8(189)
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Showing 75 of 189 reviews — proof-verified first.

David Davis· United States
Verified Review

Mixed feelings

My experience with Highnote is mixed. The annual fee is high for how I use it. The perks are good but acceptance is patchy at smaller shops. I’d give it three and a half if I could.

Verified as a real account holder.

9 found this helpfulReport
Amanda D.· United States
Verified Review

Rewards that add up

I’ve carried the Highnote card for years. Cashback lands every month and genuinely adds up. The points transfer to travel partners and fund real flights. Exactly what I needed. Used across two countries so far.

Verified as a real account holder.

49 found this helpfulReport
Emily Anderson· United States
Verified Review

Good but high fee

My experience with Highnote is mixed. The perks are good but acceptance is patchy at smaller shops. Customer service is fine but the app feels dated. I’d give it three and a half if I could. Friend recommended it to me.

Verified as a real account holder.

14 found this helpfulReport
Emily T.· Canada
Verified Review

Chargeback was painful

I expected more from the Highnote card. Foreign usage came with surprise charges. Looking for alternatives.

Verified with a recent statement.

6 found this helpfulReport
Brittany T.· United States
Verified Review

Premium feel

After shopping around I chose Highnote. Travel insurance and lounge access are excellent. No regrets switching. Switched from a traditional provider.

Proof of account uploaded for verification.

8 found this helpfulReport
Brittany Brown· United States
Verified Review

Good but high fee

I’ve had the Highnote card for a while. Rewards are decent but redemption options are limited. Worth a look if it fits your needs. Been a customer for a couple of years.

Confirmed as an active customer.

16 found this helpfulReport
Jessica H.· United States
Verified Review

Cashback is real money

I’ve carried the Highnote card for years. No foreign transaction fees made travel cheaper. Cashback lands every month and genuinely adds up. Exactly what I needed.

Verified with a recent statement.

9 found this helpfulReport
Amanda B.· United States
Verified Review

Cashback is real money

I’ve carried the Highnote card for years. Travel insurance and lounge access are excellent. Couldn’t be happier. Switched from a traditional provider.

Verified with a dashboard screenshot.

35 found this helpfulReport
Christopher Z.· United States
Verified Review

Declined too often

I expected more from the Highnote card. It gets declined at far too many merchants. The rewards programme was quietly downgraded. Hope they fix this soon. Been a customer for a couple of years.

Verified as a real account holder.

14 found this helpfulReport
Olivia Jones· United Kingdom
Verified Review

Rewards that add up

So far Highnote has been great for me. Purchase protection refunded a disputed order fast. The points transfer to travel partners and fund real flights. Will keep using it. Been a customer for a couple of years.

Proof of account uploaded for verification.

8 found this helpfulReport