Decent, some exclusions
I have a policy with If. The cover is fine but a claim took a while to process. Premiums crept up at renewal. Fine for now.
Confirmed as an active customer.

Showing 75 of 128 reviews — proof-verified first.
I have a policy with If. The cover is fine but a claim took a while to process. Premiums crept up at renewal. Fine for now.
Confirmed as an active customer.
I’ve recommended If to people I know. Customer service explained everything clearly. Will keep using it. Switched from a traditional provider.
Verified with a recent statement.
I can speak from real experience with If. Setting up the policy online took minutes. Customer service explained everything clearly. Will keep using it. Setup took less than ten minutes.
Confirmed as an active customer.
Had a policy with If. The claims process was slow and frustrating. My claim was denied on a technicality. Cannot recommend right now. Been a customer for a couple of years.
Verified as a real account holder.
Been with If a while. Good product, the app could be better. Solid but not perfect. Setup took less than ten minutes.
Verified with a dashboard screenshot.
If handles my insurance now. No hidden exclusions — everything was transparent. No regrets switching. Been a customer for a couple of years.
Proof of account uploaded for verification.
I was insured with If. The claims process was slow and frustrating. Reaching a human in support was nearly impossible. Looking for alternatives. Friend recommended it to me.
Verified with a dashboard screenshot.
Have several policies with If. A claim was handled quickly and paid without hassle. The premium is competitive for what’s covered. Highly recommend. Setup took less than ten minutes.
Proof of account uploaded for verification.
Switched my cover to If. Setting up the policy online took minutes. The cover is comprehensive and the price is fair. Five stars from me. Been a customer for a couple of years.
Confirmed as an active customer.
I’ve tried a few alternatives and stuck with If. No hidden exclusions — everything was transparent. Five stars from me. Switched from a traditional provider.
Proof of account uploaded for verification.