Showing 75 of 123 reviews — proof-verified first.
I can speak from real experience with Karat. No foreign transaction fees made travel cheaper. Will keep using it. Been a customer for a couple of years.
Verified as a real account holder.
My experience with Karat went downhill. It gets declined at far too many merchants. Will think twice before relying on it. Setup took less than ten minutes.
Verified with a recent statement.
Signed up for Karat for the rewards. It gets declined at far too many merchants. A chargeback dragged on for weeks with no help. Hope they fix this soon. Friend recommended it to me.
Verified with a recent statement.
Signed up for Karat before a big trip. Cashback lands every month and genuinely adds up. Travel insurance and lounge access are excellent. Will keep using it.
Verified with a recent statement.
I expected more from Karat. The rewards programme was quietly downgraded. Expected better.
Verified as a real account holder.
Got the Karat card for the rewards. No foreign transaction fees made travel cheaper. The app makes tracking spend and rewards easy. Couldn’t be happier. Been a customer for a couple of years.
Verified with a recent statement.
I use Karat regularly and it shows. Purchase protection refunded a disputed order fast. Cashback lands every month and genuinely adds up. Five stars from me. Setup took less than ten minutes.
Verified with a recent statement.
I’ve recommended Karat to people I know. No foreign transaction fees made travel cheaper. Purchase protection refunded a disputed order fast. Exactly what I needed.
Verified as a real account holder.
Signed up for Karat for the rewards. It gets declined at far too many merchants. Looking for alternatives. Setup took less than ten minutes.
Confirmed as an active customer.
I use Karat for a few specific things. The annual fee is high for how I use it. Customer service is fine but the app feels dated. Solid but not perfect.
Proof of account uploaded for verification.