Skip to content
4SFourseek
Kredivo logo

Kredivo

Credit and pay-later in Southeast Asia.

Loans & CreditGlobalWebsite

Reviews

3.1(180)
Write a review
Rating

Showing 75 of 180 reviews — proof-verified first.

Emily W.· United Kingdom
Verified Review

Quick and transparent

So far Kredivo has been great for me. Early repayment was allowed without penalty. Five stars from me. Been a customer for a couple of years.

Proof of account uploaded for verification.

27 found this helpfulReport
Thomas Novak· Indonesia
Verified Review

Okay rate, slow approval

My experience with Kredivo is mixed. Eligibility checks were stricter than expected. The rate was okay but approval took longer than hoped. Solid but not perfect. Used across two countries so far.

Proof of account uploaded for verification.

12 found this helpfulReport
Maria V.· Indonesia
Verified Review

Fair rate, fast payout

Borrowed through Kredivo last year. The rate was fair and clearly shown up front. Highly recommend. Switched from a traditional provider.

Verified with a dashboard screenshot.

23 found this helpfulReport
Olivia Wright· United Kingdom
Verified Review

Decent, read the terms

I’ve used Kredivo on and off. Read the terms carefully — some fees apply. I’d give it three and a half if I could. Friend recommended it to me.

Proof of account uploaded for verification.

10 found this helpfulReport
Thomas Z.· Indonesia
Verified Review

Fair rate, fast payout

I’ve tried a few alternatives and stuck with Kredivo. Customer service answered my questions clearly. The application was simple and fully online. Five stars from me.

Proof of account uploaded for verification.

19 found this helpfulReport
Michael H.· Indonesia
Verified Review

No hidden fees

Borrowed through Kredivo last year. Repayments are flexible and easy to manage. Five stars from me. Switched from a traditional provider.

Verified with a recent statement.

31 found this helpfulReport
Anna Müller· Indonesia
Verified Review

Fair rate, fast payout

Applied with Kredivo for a personal loan. No hidden fees — the terms were transparent. Exactly what I needed.

Verified with a dashboard screenshot.

43 found this helpfulReport
John Smith· Indonesia
Verified Review

Easy approval

So far Kredivo has been great for me. Approval was quick and the money arrived fast. The application was simple and fully online. Couldn’t be happier. Used across two countries so far.

Proof of account uploaded for verification.

43 found this helpfulReport
Michael Novak· Indonesia
Verified Review

Aggressive collections

My experience with Kredivo went downhill. The real cost was far higher than advertised. Disappointed overall.

Verified with a recent statement.

17 found this helpfulReport
John Johnson· Indonesia
Verified Review

Quick and transparent

After shopping around I chose Kredivo. Approval was quick and the money arrived fast. The rate was fair and clearly shown up front. Will keep using it. Friend recommended it to me.

Confirmed as an active customer.

34 found this helpfulReport