Sneha Nair· India
Easy approval
Borrowed through Navi last year. Repayments are flexible and easy to manage. Couldn’t be happier.
Proof of account uploaded for verification.
27 found this helpfulReport
Reviews
3.1(141)
Rating
Showing 75 of 141 reviews — proof-verified first.
David H.· United States
Average experience
I’ve had Navi for a little while now. Eligibility checks were stricter than expected. The rate was okay but approval took longer than hoped. Solid but not perfect. Been a customer for a couple of years.
Verified with a recent statement.
6 found this helpfulReport
Ashley Williams· United States
Smooth process
I’ve recommended Navi to people I know. Approval was quick and the money arrived fast. Highly recommend.
Verified with a recent statement.
35 found this helpfulReport
David V.· United States
Fair rate, fast payout
I’m genuinely happy with Navi. Customer service answered my questions clearly. The rate was fair and clearly shown up front. Highly recommend.
Verified with a recent statement.
22 found this helpfulReport
Rahul R.· India
Avoid
Applied to Navi for a loan. Fees and charges piled up quickly. The real cost was far higher than advertised. Disappointed overall. Setup took less than ten minutes.
Confirmed as an active customer.
12 found this helpfulReport
Aoife V.· Ireland
Aggressive collections
I’ve had ongoing issues with Navi. I was rejected after a hard credit check hit my score. Fees and charges piled up quickly. Hope they fix this soon.
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11 found this helpfulReport
Olivia Williams· United Kingdom
Hidden costs
My experience with Navi went downhill. Collections were aggressive over a small amount. The APR turned out much higher than I expected. Cannot recommend right now. Friend recommended it to me.
Verified as a real account holder.
16 found this helpfulReport
Arjun Joshi· India
Smooth process
Borrowed through Navi last year. Customer service answered my questions clearly. Approval was quick and the money arrived fast. Couldn’t be happier.
Verified with a recent statement.
11 found this helpfulReport
Priya Reddy· India
Aggressive collections
I really wanted to like Navi. I was rejected after a hard credit check hit my score. Fees and charges piled up quickly. Expected better.
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15 found this helpfulReport
Pooja H.· India
Helped when I needed it
I’m genuinely happy with Navi. Customer service answered my questions clearly. No hidden fees — the terms were transparent. Highly recommend.
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18 found this helpfulReport