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Reviews

3.6(371)
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Rating

Showing 75 of 371 reviews — proof-verified first.

Michael F.· United States
Verified Review

Aggressive collections

Used NerdWallet for financing. I was rejected after a hard credit check hit my score. The APR turned out much higher than I expected. Expected better. Switched from a traditional provider.

Verified with a dashboard screenshot.

15 found this helpfulReport
Joshua W.· Canada
Verified Review

No hidden fees

So far NerdWallet has been great for me. Repayments are flexible and easy to manage. Exactly what I needed.

Confirmed as an active customer.

9 found this helpfulReport
Michael T.· Canada
Verified Review

Easy approval

I’ve recommended NerdWallet to people I know. Early repayment was allowed without penalty. Will keep using it. Used across two countries so far.

Confirmed as an active customer.

8 found this helpfulReport
Sarah H.· Canada
Verified Review

Rejected after a hard check

Used NerdWallet for financing. Collections were aggressive over a small amount. Fees and charges piled up quickly. Expected better.

Verified as a real account holder.

9 found this helpfulReport
Emily B.· United States
Verified Review

Helped when I needed it

I can speak from real experience with NerdWallet. The application was simple and fully online. Highly recommend. Friend recommended it to me.

Verified as a real account holder.

15 found this helpfulReport
Ashley Brown· United States
Verified Review

Okay rate, slow approval

I’ve had NerdWallet for a little while now. The app works but statements are basic. Eligibility checks were stricter than expected. I’d give it three and a half if I could.

Confirmed as an active customer.

18 found this helpfulReport
Joshua H.· United States
Verified Review

High APR surprise

I borrowed from NerdWallet. I was rejected after a hard credit check hit my score. The real cost was far higher than advertised. Expected better. Switched from a traditional provider.

Verified with a recent statement.

6 found this helpfulReport
David S.· United States
Verified Review

Decent, read the terms

Been a NerdWallet customer. The app works but statements are basic. The rate was okay but approval took longer than hoped. Fine for now. Switched from a traditional provider.

Verified as a real account holder.

15 found this helpfulReport
Brittany F.· United States
Verified Review

Hidden costs

I expected more from NerdWallet. Collections were aggressive over a small amount. Disappointed overall. Setup took less than ten minutes.

Verified with a dashboard screenshot.

21 found this helpfulReport
Michael T.· United States
Verified Review

No hidden fees

Used NerdWallet to finance a purchase. No hidden fees — the terms were transparent. No regrets switching.

Confirmed as an active customer.

39 found this helpfulReport