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Openpay

Flexible instalment plans.

Loans & CreditGlobalWebsite

Reviews

2.8(224)
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Rating

Showing 75 of 224 reviews — proof-verified first.

William Jones· Australia
Verified Review

Rejected after a hard check

Took credit with Openpay. Fees and charges piled up quickly. Cannot recommend right now. Friend recommended it to me.

Proof of account uploaded for verification.

19 found this helpfulReport
Ava B.· Australia
Verified Review

Rejected after a hard check

Trusted Openpay with a loan. The APR turned out much higher than I expected. Collections were aggressive over a small amount. Expected better. Been a customer for a couple of years.

Confirmed as an active customer.

19 found this helpfulReport
Conor S.· Ireland
Verified Review

Easy approval

Openpay financed my plans. Early repayment was allowed without penalty. Five stars from me. Setup took less than ten minutes.

Proof of account uploaded for verification.

17 found this helpfulReport
Amelia Evans· United Kingdom
Verified Review

Rejected after a hard check

Took credit with Openpay. I was rejected after a hard credit check hit my score. Hope they fix this soon.

Proof of account uploaded for verification.

9 found this helpfulReport
Chloe M.· Australia
Verified Review

Avoid

I borrowed from Openpay. Fees and charges piled up quickly. Hope they fix this soon. Switched from a traditional provider.

Verified with a dashboard screenshot.

24 found this helpfulReport
Charlotte Smith· Australia
Verified Review

Rejected after a hard check

My experience with Openpay went downhill. The APR turned out much higher than I expected. Looking for alternatives. Been a customer for a couple of years.

Verified as a real account holder.

9 found this helpfulReport
Zoe B.· Australia
Verified Review

Avoid

I’ve had ongoing issues with Openpay. The real cost was far higher than advertised. The APR turned out much higher than I expected. Will think twice before relying on it.

Verified with a dashboard screenshot.

26 found this helpfulReport
Olivia Jones· Australia
Verified Review

High APR surprise

Took credit with Openpay. Fees and charges piled up quickly. I was rejected after a hard credit check hit my score. Hope they fix this soon.

Verified with a dashboard screenshot.

19 found this helpfulReport
Liam V.· Australia
Verified Review

Easy approval

I took out a loan with Openpay. Early repayment was allowed without penalty. The application was simple and fully online. Couldn’t be happier. Used across two countries so far.

Verified as a real account holder.

10 found this helpfulReport
Ethan Anderson· Australia
Verified Review

Hidden costs

I’ve had ongoing issues with Openpay. The real cost was far higher than advertised. Expected better. Used across two countries so far.

Verified as a real account holder.

6 found this helpfulReport