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Petal

Credit cards for building credit.

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Reviews

3.1(171)
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Showing 75 of 171 reviews — proof-verified first.

Amanda Smith· United States
Verified Review

Decent rewards

Use the Petal card occasionally. The perks are good but acceptance is patchy at smaller shops. Rewards are decent but redemption options are limited. Solid but not perfect. Been a customer for a couple of years.

Verified with a recent statement.

13 found this helpfulReport
Matthew F.· United States
Verified Review

Rewards that add up

So far Petal has been great for me. Travel insurance and lounge access are excellent. Will keep using it.

Verified with a dashboard screenshot.

20 found this helpfulReport
Matthew Davis· United States
Verified Review

Great perks, acceptance varies

Keep the Petal card for travel only. Great abroad, less useful day to day. Rewards are decent but redemption options are limited. Does the job, with caveats. Setup took less than ten minutes.

Verified with a recent statement.

12 found this helpfulReport
Ashley Johnson· United States
Verified Review

Excellent protection

A friend recommended Petal to me. No foreign transaction fees made travel cheaper. The app makes tracking spend and rewards easy. Highly recommend. Switched from a traditional provider.

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13 found this helpfulReport
Christopher K.· United States
Verified Review

Not accepted anywhere

Had the Petal card for a year. Fees I wasn’t told about showed up on my statement. Disappointed overall.

Verified with a recent statement.

17 found this helpfulReport
Daniel V.· United States
Verified Review

Declined too often

I’ve had ongoing issues with Petal. Fees I wasn’t told about showed up on my statement. It gets declined at far too many merchants. Disappointed overall. Been a customer for a couple of years.

Verified as a real account holder.

22 found this helpfulReport
Sarah V.· Canada
Verified Review

Great travel card

I’m genuinely happy with Petal. The points transfer to travel partners and fund real flights. Highly recommend.

Verified as a real account holder.

41 found this helpfulReport
Michael Z.· United States
Verified Review

Premium feel

I use Petal regularly and it shows. Travel insurance and lounge access are excellent. No foreign transaction fees made travel cheaper. Exactly what I needed. Used across two countries so far.

Verified with a recent statement.

44 found this helpfulReport
Jessica Smith· United States
Verified Review

Cashback is real money

Signed up for Petal before a big trip. The app makes tracking spend and rewards easy. Purchase protection refunded a disputed order fast. Exactly what I needed. Been a customer for a couple of years.

Verified with a dashboard screenshot.

37 found this helpfulReport
Amanda Williams· United States
Verified Review

Decent rewards

Got Petal as a secondary card. Customer service is fine but the app feels dated. Rewards are decent but redemption options are limited. Fine for now.

Verified as a real account holder.

9 found this helpfulReport