High APR surprise
I borrowed from Zilch. I was rejected after a hard credit check hit my score. Looking for alternatives. Switched from a traditional provider.
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Showing 75 of 202 reviews — proof-verified first.
I borrowed from Zilch. I was rejected after a hard credit check hit my score. Looking for alternatives. Switched from a traditional provider.
Proof of account uploaded for verification.
Trusted Zilch with a loan. Collections were aggressive over a small amount. The APR turned out much higher than I expected. Looking for alternatives. Been a customer for a couple of years.
Confirmed as an active customer.
Trusted Zilch with a loan. The real cost was far higher than advertised. The APR turned out much higher than I expected. Will think twice before relying on it.
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I expected more from Zilch. The APR turned out much higher than I expected. Collections were aggressive over a small amount. Expected better.
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Took credit with Zilch. Fees and charges piled up quickly. Hope they fix this soon. Friend recommended it to me.
Verified with a recent statement.
Tried Zilch for financing. Eligibility checks were stricter than expected. Fine for now. Setup took less than ten minutes.
Verified with a recent statement.
I’ve had Zilch for a little while now. Eligibility checks were stricter than expected. Decent service, nothing exceptional. Does the job, with caveats. Used across two countries so far.
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Borrowed through Zilch last year. Approval was quick and the money arrived fast. Repayments are flexible and easy to manage. Couldn’t be happier. Setup took less than ten minutes.
Verified with a recent statement.
I use Zilch for a few specific things. The app works but statements are basic. Worth a look if it fits your needs. Used across two countries so far.
Verified with a recent statement.
I’ve recommended Zilch to people I know. Customer service answered my questions clearly. The application was simple and fully online. Highly recommend. Used across two countries so far.
Verified as a real account holder.