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Zilch

Pay over six weeks, anywhere.

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Reviews

3.0(202)
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Showing 75 of 202 reviews — proof-verified first.

Charlotte Walker· United Kingdom
Verified Review

High APR surprise

I borrowed from Zilch. I was rejected after a hard credit check hit my score. Looking for alternatives. Switched from a traditional provider.

Proof of account uploaded for verification.

28 found this helpfulReport
Jack Walker· United Kingdom
Verified Review

High APR surprise

Trusted Zilch with a loan. Collections were aggressive over a small amount. The APR turned out much higher than I expected. Looking for alternatives. Been a customer for a couple of years.

Confirmed as an active customer.

11 found this helpfulReport
George K.· United Kingdom
Verified Review

High APR surprise

Trusted Zilch with a loan. The real cost was far higher than advertised. The APR turned out much higher than I expected. Will think twice before relying on it.

Proof of account uploaded for verification.

12 found this helpfulReport
Amelia Walker· United Kingdom
Verified Review

Aggressive collections

I expected more from Zilch. The APR turned out much higher than I expected. Collections were aggressive over a small amount. Expected better.

Proof of account uploaded for verification.

17 found this helpfulReport
Patrick Kelly· Ireland
Verified Review

Avoid

Took credit with Zilch. Fees and charges piled up quickly. Hope they fix this soon. Friend recommended it to me.

Verified with a recent statement.

30 found this helpfulReport
Harry T.· United Kingdom
Verified Review

Works, with caveats

Tried Zilch for financing. Eligibility checks were stricter than expected. Fine for now. Setup took less than ten minutes.

Verified with a recent statement.

8 found this helpfulReport
Seán O’Sullivan· Ireland
Verified Review

Fine but strict

I’ve had Zilch for a little while now. Eligibility checks were stricter than expected. Decent service, nothing exceptional. Does the job, with caveats. Used across two countries so far.

Proof of account uploaded for verification.

10 found this helpfulReport
Saoirse Byrne· Ireland
Verified Review

Helped when I needed it

Borrowed through Zilch last year. Approval was quick and the money arrived fast. Repayments are flexible and easy to manage. Couldn’t be happier. Setup took less than ten minutes.

Verified with a recent statement.

29 found this helpfulReport
Amelia Williams· United Kingdom
Verified Review

Works, with caveats

I use Zilch for a few specific things. The app works but statements are basic. Worth a look if it fits your needs. Used across two countries so far.

Verified with a recent statement.

8 found this helpfulReport
Seán Byrne· Ireland
Verified Review

Easy approval

I’ve recommended Zilch to people I know. Customer service answered my questions clearly. The application was simple and fully online. Highly recommend. Used across two countries so far.

Verified as a real account holder.

22 found this helpfulReport