Liam Jones· Australia
Easy approval
I’m genuinely happy with Zip. Customer service answered my questions clearly. Exactly what I needed. Been a customer for a couple of years.
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32 found this helpfulReport
Reviews
3.2(170)
Rating
Showing 75 of 170 reviews — proof-verified first.
Noah Thompson· Australia
Works, with caveats
I borrowed a small amount from Zip. Read the terms carefully — some fees apply. Decent service, nothing exceptional. Good, but room to improve. Used across two countries so far.
Verified as a real account holder.
10 found this helpfulReport
Mia Anderson· Australia
Okay rate, slow approval
Used Zip once for a loan. The app works but statements are basic. Eligibility checks were stricter than expected. Good, but room to improve. Friend recommended it to me.
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12 found this helpfulReport
Brittany Martinez· United States
Smooth process
A friend recommended Zip to me. Approval was quick and the money arrived fast. Customer service answered my questions clearly. Highly recommend. Switched from a traditional provider.
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9 found this helpfulReport
Ashley D.· United States
High APR surprise
I really wanted to like Zip. Fees and charges piled up quickly. The APR turned out much higher than I expected. Disappointed overall. Friend recommended it to me.
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29 found this helpfulReport
Zoe Martin· Australia
Rejected after a hard check
My experience with Zip went downhill. The real cost was far higher than advertised. The APR turned out much higher than I expected. Will think twice before relying on it.
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19 found this helpfulReport
Liam Smith· Australia
No hidden fees
I’ve recommended Zip to people I know. The rate was fair and clearly shown up front. No regrets switching.
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13 found this helpfulReport
Zoe Jones· Australia
Rejected after a hard check
I really wanted to like Zip. Collections were aggressive over a small amount. Hope they fix this soon. Used across two countries so far.
Confirmed as an active customer.
28 found this helpfulReport
Olivia Smith· Australia
Smooth process
Used Zip to finance a purchase. Approval was quick and the money arrived fast. Highly recommend. Been a customer for a couple of years.
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33 found this helpfulReport
Mia Anderson· Australia
Aggressive collections
I expected more from Zip. The real cost was far higher than advertised. Collections were aggressive over a small amount. Expected better. Friend recommended it to me.
Verified as a real account holder.
30 found this helpfulReport