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American Express vs Apple Card

A side-by-side comparison of American Express and Apple Card — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.

Higher TrustScore
American Express logo

American Express

Credit & Debit Cards
3.9/ 5
(2,592)
Apple Card logo

Apple Card

Credit & Debit Cards
3.8/ 5
(272)

Head-to-head

MetricAmerican ExpressApple Card
TrustScore (/5)3.93.8
Total reviews2,592272
Proof-verified reviews1,999137
App Store rating4.33.6
Google Play rating4.53.8
RegionGlobalGlobal
Founded1850

American Express · rating distribution

5975 · 38%
4768 · 30%
3378 · 15%
2174 · 7%
1297 · 11%

Apple Card · rating distribution

5105 · 39%
473 · 27%
347 · 17%
224 · 9%
123 · 8%

The verdict

American Express edges ahead with a TrustScore of 3.9/5 versus 3.8/5 for Apple Card — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.

Explore more credit & debit cards or see alternatives to American Express and alternatives to Apple Card.