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Bank of America vs Chime

A side-by-side comparison of Bank of America and Chime — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.

Bank of America logo

Bank of America

Banks
3.1/ 5
(4,264)
Higher TrustScore
Chime logo

Chime

Banks
3.7/ 5
(2,890)

Head-to-head

MetricBank of AmericaChime
TrustScore (/5)3.13.7
Total reviews4,2642,890
Proof-verified reviews1,9612,377
App Store rating3.03.1
Google Play rating3.24.2
RegionGlobalGlobal
Founded2013

Bank of America · rating distribution

5701 · 16%
41,099 · 26%
31,084 · 25%
2624 · 15%
1756 · 18%

Chime · rating distribution

51,109 · 38%
4823 · 28%
3398 · 14%
2201 · 7%
1359 · 12%

The verdict

Chime edges ahead with a TrustScore of 3.7/5 versus 3.1/5 for Bank of America — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.

Explore more banks or see alternatives to Bank of America and alternatives to Chime.