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Cash App vs PayPal

A side-by-side comparison of Cash App and PayPal — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.

Higher TrustScore
Cash App logo

Cash App

E-Money Institutions
3.3/ 5
(2,803)
PayPal logo

PayPal

E-Money Institutions
2.9/ 5
(3,180)

Head-to-head

MetricCash AppPayPal
TrustScore (/5)3.32.9
Total reviews2,8033,180
Proof-verified reviews2,3172,651
App Store rating3.41.6
Google Play rating4.33.6
RegionGlobalGlobal
Founded20131998

Cash App · rating distribution

5569 · 20%
4696 · 25%
3624 · 22%
2408 · 15%
1506 · 18%

PayPal · rating distribution

5566 · 18%
4780 · 25%
3737 · 23%
2466 · 15%
1631 · 20%

The verdict

Cash App edges ahead with a TrustScore of 3.3/5 versus 2.9/5 for PayPal — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.

Explore more e-money institutions or see alternatives to Cash App and alternatives to PayPal.