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Citi vs N26

A side-by-side comparison of Citi and N26 — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.

Citi logo

Citi

Banks
3.1/ 5
(396)
Higher TrustScore
N26 logo

N26

Banks
3.5/ 5
(3,578)

Head-to-head

MetricCitiN26
TrustScore (/5)3.13.5
Total reviews3963,578
Proof-verified reviews1222,685
App Store rating3.22.8
Google Play rating3.12.8
RegionGlobalGermany
Founded2013

Citi · rating distribution

557 · 14%
4129 · 33%
388 · 22%
249 · 12%
173 · 18%

N26 · rating distribution

51,311 · 37%
41,034 · 29%
3534 · 15%
2271 · 8%
1428 · 12%

The verdict

N26 edges ahead with a TrustScore of 3.5/5 versus 3.1/5 for Citi — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.

Explore more banks or see alternatives to Citi and alternatives to N26.