Klarna vs Qonto
A side-by-side comparison of Klarna and Qonto — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.
Head-to-head
| Metric | Klarna | Qonto |
|---|---|---|
| TrustScore (/5) | 3.2 | 3.8 |
| Total reviews | 3,581 | 4,593 |
| Proof-verified reviews | 2,672 | 1,963 |
| App Store rating | 3.7 | 3.8 |
| Google Play rating | 4.0 | 3.8 |
| Region | Europe | Europe |
| Founded | 2005 | 2016 |
Klarna · rating distribution
5
1,106 · 31%
4
526 · 15%
3
355 · 10%
2
453 · 13%
1
1,141 · 32%
Qonto · rating distribution
5
1,733 · 38%
4
1,341 · 29%
3
677 · 15%
2
394 · 9%
1
448 · 10%
The verdict
Qonto edges ahead with a TrustScore of 3.8/5 versus 3.2/5 for Klarna — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.
Explore more e-money institutions or see alternatives to Klarna and alternatives to Qonto.