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Klarna vs Razorpay

A side-by-side comparison of Klarna and Razorpay — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.

Klarna logo

Klarna

E-Money Institutions
3.2/ 5
(3,581)
Higher TrustScore
Razorpay logo

Razorpay

E-Money Institutions
3.8/ 5
(314)

Head-to-head

MetricKlarnaRazorpay
TrustScore (/5)3.23.8
Total reviews3,581314
Proof-verified reviews2,672155
App Store rating3.73.8
Google Play rating4.03.4
RegionEuropeGlobal
Founded2005

Klarna · rating distribution

51,106 · 31%
4526 · 15%
3355 · 10%
2453 · 13%
11,141 · 32%

Razorpay · rating distribution

5124 · 39%
481 · 26%
355 · 18%
221 · 7%
133 · 11%

The verdict

Razorpay edges ahead with a TrustScore of 3.8/5 versus 3.2/5 for Klarna — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.

Explore more e-money institutions or see alternatives to Klarna and alternatives to Razorpay.