Klarna vs Wise
A side-by-side comparison of Klarna and Wise — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.
Head-to-head
| Metric | Klarna | Wise |
|---|---|---|
| TrustScore (/5) | 3.2 | 4.1 |
| Total reviews | 3,581 | 2,076 |
| Proof-verified reviews | 2,672 | 1,479 |
| App Store rating | 3.7 | 3.6 |
| Google Play rating | 4.0 | 4.3 |
| Region | Europe | Global |
| Founded | 2005 | 2011 |
Klarna · rating distribution
5
1,106 · 31%
4
526 · 15%
3
355 · 10%
2
453 · 13%
1
1,141 · 32%
Wise · rating distribution
5
1,127 · 54%
4
527 · 25%
3
172 · 8%
2
97 · 5%
1
153 · 7%
The verdict
Wise edges ahead with a TrustScore of 4.1/5 versus 3.2/5 for Klarna — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.
Explore more e-money institutions or see alternatives to Klarna and alternatives to Wise.