PayPal vs Qonto
A side-by-side comparison of PayPal and Qonto — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.
Head-to-head
| Metric | PayPal | Qonto |
|---|---|---|
| TrustScore (/5) | 2.9 | 3.8 |
| Total reviews | 3,180 | 4,593 |
| Proof-verified reviews | 2,651 | 1,963 |
| App Store rating | 1.6 | 3.8 |
| Google Play rating | 3.6 | 3.8 |
| Region | Global | Europe |
| Founded | 1998 | 2016 |
PayPal · rating distribution
5
566 · 18%
4
780 · 25%
3
737 · 23%
2
466 · 15%
1
631 · 20%
Qonto · rating distribution
5
1,733 · 38%
4
1,341 · 29%
3
677 · 15%
2
394 · 9%
1
448 · 10%
The verdict
Qonto edges ahead with a TrustScore of 3.8/5 versus 2.9/5 for PayPal — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.
Explore more e-money institutions or see alternatives to PayPal and alternatives to Qonto.