PayPal vs Wise
A side-by-side comparison of PayPal and Wise — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.
Head-to-head
| Metric | PayPal | Wise |
|---|---|---|
| TrustScore (/5) | 2.9 | 4.1 |
| Total reviews | 3,180 | 2,076 |
| Proof-verified reviews | 2,651 | 1,479 |
| App Store rating | 1.6 | 3.6 |
| Google Play rating | 3.6 | 4.3 |
| Region | Global | Global |
| Founded | 1998 | 2011 |
PayPal · rating distribution
5
566 · 18%
4
780 · 25%
3
737 · 23%
2
466 · 15%
1
631 · 20%
Wise · rating distribution
5
1,127 · 54%
4
527 · 25%
3
172 · 8%
2
97 · 5%
1
153 · 7%
The verdict
Wise edges ahead with a TrustScore of 4.1/5 versus 2.9/5 for PayPal — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.
Explore more e-money institutions or see alternatives to PayPal and alternatives to Wise.