PhonePe vs Qonto
A side-by-side comparison of PhonePe and Qonto — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.
Head-to-head
| Metric | PhonePe | Qonto |
|---|---|---|
| TrustScore (/5) | 3.6 | 3.8 |
| Total reviews | 510 | 4,593 |
| Proof-verified reviews | 176 | 1,963 |
| App Store rating | 3.7 | 3.8 |
| Google Play rating | 3.7 | 3.8 |
| Region | Global | Europe |
| Founded | — | 2016 |
PhonePe · rating distribution
5
174 · 34%
4
147 · 29%
3
81 · 16%
2
32 · 6%
1
76 · 15%
Qonto · rating distribution
5
1,733 · 38%
4
1,341 · 29%
3
677 · 15%
2
394 · 9%
1
448 · 10%
The verdict
Qonto edges ahead with a TrustScore of 3.8/5 versus 3.6/5 for PhonePe — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.
Explore more e-money institutions or see alternatives to PhonePe and alternatives to Qonto.