PhonePe vs Razorpay
A side-by-side comparison of PhonePe and Razorpay — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.
Head-to-head
| Metric | PhonePe | Razorpay |
|---|---|---|
| TrustScore (/5) | 3.6 | 3.8 |
| Total reviews | 510 | 314 |
| Proof-verified reviews | 176 | 155 |
| App Store rating | 3.7 | 3.8 |
| Google Play rating | 3.7 | 3.4 |
| Region | Global | Global |
PhonePe · rating distribution
5
174 · 34%
4
147 · 29%
3
81 · 16%
2
32 · 6%
1
76 · 15%
Razorpay · rating distribution
5
124 · 39%
4
81 · 26%
3
55 · 18%
2
21 · 7%
1
33 · 11%
The verdict
Razorpay edges ahead with a TrustScore of 3.8/5 versus 3.6/5 for PhonePe — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.
Explore more e-money institutions or see alternatives to PhonePe and alternatives to Razorpay.