The Best Neobanks & Digital Banks
The top digital banks and neobanks, ranked by a TrustScore that weights proof-verified customer reviews above App Store and Google Play ratings.
#2
BBBank
BanksGermany
Germany’s largest cooperative direct bank.
4.0/ 5
(135)
#3
Monzo
BanksGlobal
The UK app bank with budgeting Pots and instant alerts.
3.9/ 5
(3,133)
#4
Erste Bank
BanksEurope
Austria’s major bank, home of the George app.
3.9/ 5
(292)
#5
BBVA
BanksEurope
A digital-leading Spanish global bank.
3.9/ 5
(291)#6
Handelsbanken
BanksEurope
A relationship-focused Nordic bank.
3.9/ 5
(203)#7
Crédit Coopératif
BanksEurope
A French ethical cooperative bank.
3.9/ 5
(174)
#8
Techcombank
BanksGlobal
A leading Vietnamese bank.
3.9/ 5
(162)
#9
Bluevine
BanksGlobal
Banking built for small business.
3.9/ 5
(156)
#10
Monument
BanksGlobal
A UK bank for the mass affluent.
3.9/ 5
(155)
#11
neon
BanksEurope
A free Swiss banking app.
3.9/ 5
(153)
#12
Crelan
BanksEurope
A Belgian cooperative bank.
3.9/ 5
(152)
#13
Triodos Bank
BanksEurope
Ethical, sustainable banking.
3.9/ 5
(150)
#14
Kutxabank
BanksEurope
A Basque-rooted Spanish bank.
3.9/ 5
(146)#15
Sparda-Bank Augsburg eG
BanksGermany
A German cooperative bank.
3.9/ 5
(131)The full ranking
| # | Provider | TrustScore | Reviews | Verified |
|---|---|---|---|---|
| 1 | Starling Bank | 4.0 | 3,636 | 2,940 |
| 2 | BBBank | 4.0 | 135 | 61 |
| 3 | Monzo | 3.9 | 3,133 | 2,438 |
| 4 | Erste Bank | 3.9 | 292 | 134 |
| 5 | BBVA | 3.9 | 291 | 95 |
| 6 | Handelsbanken | 3.9 | 203 | 96 |
| 7 | Crédit Coopératif | 3.9 | 174 | 69 |
| 8 | Techcombank | 3.9 | 162 | 78 |
| 9 | Bluevine | 3.9 | 156 | 60 |
| 10 | Monument | 3.9 | 155 | 55 |
| 11 | neon | 3.9 | 153 | 70 |
| 12 | Crelan | 3.9 | 152 | 58 |
| 13 | Triodos Bank | 3.9 | 150 | 82 |
| 14 | Kutxabank | 3.9 | 146 | 57 |
| 15 | Sparda-Bank Augsburg eG | 3.9 | 131 | 69 |
Frequently asked questions
- What is the best bank in 2026?
- Starling Bank currently leads with a TrustScore of 4.0/5 from 3,636 reviews (2,940 proof-verified). The full ranking is updated as new verified reviews are validated.
- How are these banks ranked?
- Each provider's TrustScore weights proof-verified Fourseek reviews most heavily (50%), then blends Apple App Store, Google Play and other third-party ratings. Only providers with a meaningful number of reviews are ranked.
- Are these reviews verified?
- Yes. Fourseek weights reviews where the customer uploaded proof of interaction above anonymous or scraped ratings, so the ranking reflects real, verifiable experiences.
Browse the full banks directory or by region: Banks in Germany, Banks in Europe.