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Monzo

The UK app bank with budgeting Pots and instant alerts.

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Reviews

3.9(3,133)
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Rating

Showing 75 of 3,133 reviews — proof-verified first.

Patrick W.· Ireland
Verified Review

Best banking app I’ve used

After shopping around I chose Monzo. The app is fast, clean and never crashes for me. Exactly what I needed. Been a customer for a couple of years.

Verified with a recent statement.

43 found this helpfulReport
Jack Wright· United Kingdom
Verified Review

Decent, a few gaps

Have a Monzo account alongside my main bank. It does the basics well but lacks a couple of features I want. Cash deposits are awkward compared to a branch. Worth a look if it fits your needs. Setup took less than ten minutes.

Verified with a recent statement.

13 found this helpfulReport
Grace D.· United Kingdom
Verified Review

Support is impossible to reach

My experience with Monzo went downhill. They asked for the same documents three times. Cannot recommend right now. Been a customer for a couple of years.

Confirmed as an active customer.

31 found this helpfulReport
Cian Byrne· Ireland
Verified Review

Genuinely modern banking

I’ve banked with Monzo for over a year now. Card arrived quickly and Apple Pay set up instantly. No regrets switching. Friend recommended it to me.

Verified as a real account holder.

45 found this helpfulReport
Charlotte M.· United Kingdom
Verified Review

Support is impossible to reach

Used Monzo as my only account, big mistake. They asked for the same documents three times. Looking for alternatives. Been a customer for a couple of years.

Verified with a dashboard screenshot.

18 found this helpfulReport
James Jones· United Kingdom
Verified Review

Mostly fine

Have a Monzo account alongside my main bank. The core experience is good but phone support is missing. Cash deposits are awkward compared to a branch. Good, but room to improve. Setup took less than ten minutes.

Confirmed as an active customer.

19 found this helpfulReport
James K.· United Kingdom
Verified Review

Switched and never looked back

I’ve tried a few alternatives and stuck with Monzo. The app is fast, clean and never crashes for me. Free ATM withdrawals abroad saved me a fortune. Will keep using it. Switched from a traditional provider.

Confirmed as an active customer.

40 found this helpfulReport
Oliver Hughes· United Kingdom
Verified Review

Best banking app I’ve used

After shopping around I chose Monzo. Support actually answered me within minutes in chat. Spending insights help me stay on top of my money. Exactly what I needed. Setup took less than ten minutes.

Proof of account uploaded for verification.

34 found this helpfulReport
Jack D.· United Kingdom
Verified Review

Switched and never looked back

I’ve recommended Monzo to people I know. Free ATM withdrawals abroad saved me a fortune. Will keep using it. Been a customer for a couple of years.

Verified with a dashboard screenshot.

33 found this helpfulReport
Charlotte S.· United Kingdom
Verified Review

Excellent service

My whole family is on Monzo now. Card arrived quickly and Apple Pay set up instantly. Sub-accounts make budgeting effortless. Exactly what I needed.

Verified as a real account holder.

43 found this helpfulReport