Bank of America vs Monzo
A side-by-side comparison of Bank of America and Monzo — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.
Head-to-head
| Metric | Bank of America | Monzo |
|---|---|---|
| TrustScore (/5) | 3.1 | 3.9 |
| Total reviews | 4,264 | 3,133 |
| Proof-verified reviews | 1,961 | 2,438 |
| App Store rating | 3.0 | 4.3 |
| Google Play rating | 3.2 | 4.0 |
| Region | Global | Global |
| Founded | — | 2015 |
Bank of America · rating distribution
5
701 · 16%
4
1,099 · 26%
3
1,084 · 25%
2
624 · 15%
1
756 · 18%
Monzo · rating distribution
5
1,237 · 39%
4
875 · 28%
3
440 · 14%
2
241 · 8%
1
340 · 11%
The verdict
Monzo edges ahead with a TrustScore of 3.9/5 versus 3.1/5 for Bank of America — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.
Explore more banks or see alternatives to Bank of America and alternatives to Monzo.