Monzo vs Starling Bank
A side-by-side comparison of Monzo and Starling Bank — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.
Head-to-head
| Metric | Monzo | Starling Bank |
|---|---|---|
| TrustScore (/5) | 3.9 | 4.0 |
| Total reviews | 3,133 | 3,636 |
| Proof-verified reviews | 2,438 | 2,940 |
| App Store rating | 4.3 | 4.6 |
| Google Play rating | 4.0 | 4.5 |
| Region | Global | Global |
| Founded | 2015 | 2014 |
Monzo · rating distribution
5
1,237 · 39%
4
875 · 28%
3
440 · 14%
2
241 · 8%
1
340 · 11%
Starling Bank · rating distribution
5
1,417 · 39%
4
1,062 · 29%
3
502 · 14%
2
261 · 7%
1
394 · 11%
The verdict
Starling Bank edges ahead with a TrustScore of 4.0/5 versus 3.9/5 for Monzo — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.
Explore more banks or see alternatives to Monzo and alternatives to Starling Bank.