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Luminor

A pan-Baltic bank.

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Reviews

3.2(172)
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Rating

Showing 75 of 172 reviews — proof-verified first.

Jack Wilson· United Kingdom
Verified Review

Great everyday account

I’ve tried a few alternatives and stuck with Luminor. Sub-accounts make budgeting effortless. Five stars from me. Used across two countries so far.

Verified as a real account holder.

24 found this helpfulReport
Liis Sepp· Estonia
Verified Review

Be careful

Had high hopes for Luminor. Getting a human in chat took days of bot loops. My card was blocked abroad with no warning. Will think twice before relying on it. Used across two countries so far.

Confirmed as an active customer.

23 found this helpfulReport
Anna Sepp· Estonia
Verified Review

Genuinely modern banking

I’ve banked with Luminor for over a year now. Free ATM withdrawals abroad saved me a fortune. The app is fast, clean and never crashes for me. Couldn’t be happier.

Confirmed as an active customer.

9 found this helpfulReport
Liis S.· Estonia
Verified Review

Almost there

Using Luminor day to day. It does the basics well but lacks a couple of features I want. I’d give it three and a half if I could. Been a customer for a couple of years.

Confirmed as an active customer.

10 found this helpfulReport
Eoin K.· Ireland
Verified Review

Best banking app I’ve used

Moved from a high-street bank to Luminor. The app is fast, clean and never crashes for me. Five stars from me. Friend recommended it to me.

Verified with a dashboard screenshot.

16 found this helpfulReport
Anna W.· Estonia
Verified Review

Solid with caveats

Using Luminor day to day. Most features are great, a few are region-locked. App is occasionally slow to load balances. Does the job, with caveats.

Verified with a dashboard screenshot.

14 found this helpfulReport
Laura K.· Estonia
Verified Review

Lost access for days

I expected more from Luminor. Getting a human in chat took days of bot loops. Disappointed overall. Switched from a traditional provider.

Verified as a real account holder.

20 found this helpfulReport
Kati B.· Estonia
Verified Review

Almost there

Tried Luminor as a second account. The free tier is fine but the premium plans feel pricey. Does the job, with caveats.

Proof of account uploaded for verification.

11 found this helpfulReport
Markus Tamm· Estonia
Verified Review

Great everyday account

I’ve tried a few alternatives and stuck with Luminor. Account opening was fully digital and took minutes. Five stars from me. Switched from a traditional provider.

Proof of account uploaded for verification.

45 found this helpfulReport
Onni V.· Finland
Verified Review

Excellent service

My whole family is on Luminor now. Support actually answered me within minutes in chat. Highly recommend. Been a customer for a couple of years.

Proof of account uploaded for verification.

27 found this helpfulReport