Ananya B.· India
Lost access for days
Used Niyo as my only account, big mistake. A payment failed and the in-app help was useless. Expected better.
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10 found this helpfulReport
Reviews
3.2(133)
Rating
Showing 71 of 133 reviews — proof-verified first.
Jack Z.· United Kingdom
Everything just works
I’m genuinely happy with Niyo. Sub-accounts make budgeting effortless. Spending insights help me stay on top of my money. Couldn’t be happier.
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20 found this helpfulReport
Ananya Joshi· India
Avoid if you rely on it
I expected more from Niyo. My card was blocked abroad with no warning. A payment failed and the in-app help was useless. Hope they fix this soon. Used across two countries so far.
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16 found this helpfulReport
Charlotte M.· United Kingdom
Works, but pricey
Have a Niyo account alongside my main bank. Cash deposits are awkward compared to a branch. The free tier is fine but the premium plans feel pricey. Fine for now. Setup took less than ten minutes.
Confirmed as an active customer.
16 found this helpfulReport
Rohan V.· India
Fast and reliable
Moved from a high-street bank to Niyo. Account opening was fully digital and took minutes. The app is fast, clean and never crashes for me. Couldn’t be happier.
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15 found this helpfulReport
Rahul S.· India
Went downhill
I was a happy Niyo customer until recently. My card was blocked abroad with no warning. Disappointed overall. Setup took less than ten minutes.
Confirmed as an active customer.
19 found this helpfulReport
Pooja M.· India
Best banking app I’ve used
Use Niyo as my main account. Card arrived quickly and Apple Pay set up instantly. Exactly what I needed.
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9 found this helpfulReport
Sneha T.· India
Went downhill
Had high hopes for Niyo. Getting a human in chat took days of bot loops. Will think twice before relying on it.
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29 found this helpfulReport
Sneha Reddy· India
Avoid if you rely on it
Had high hopes for Niyo. A payment failed and the in-app help was useless. Hope they fix this soon. Friend recommended it to me.
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25 found this helpfulReport
Arjun M.· India
Went downhill
Had high hopes for Niyo. Funds were held during a transfer with no explanation. Disappointed overall. Setup took less than ten minutes.
Confirmed as an active customer.
23 found this helpfulReport