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OakNorth

UK bank for savings and business lending.

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Reviews

3.7(179)
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Showing 75 of 179 reviews — proof-verified first.

Sophie Evans· United Kingdom
Verified Review

Best banking app I’ve used

I can speak from real experience with OakNorth. Support actually answered me within minutes in chat. Highly recommend.

Verified with a recent statement.

44 found this helpfulReport
Grace H.· United Kingdom
Verified Review

Switched and never looked back

A friend recommended OakNorth to me. Real-time notifications on every transaction are brilliant. Sub-accounts make budgeting effortless. Couldn’t be happier.

Verified as a real account holder.

39 found this helpfulReport
Saoirse D.· Ireland
Verified Review

Almost there

I’ve used OakNorth for a while now. The free tier is fine but the premium plans feel pricey. Most features are great, a few are region-locked. Fine for now.

Proof of account uploaded for verification.

7 found this helpfulReport
Emily S.· United Kingdom
Verified Review

Genuinely modern banking

Been a OakNorth customer since launch in my country. Support actually answered me within minutes in chat. Free ATM withdrawals abroad saved me a fortune. Highly recommend.

Verified with a dashboard screenshot.

46 found this helpfulReport
Niamh O’Sullivan· Ireland
Verified Review

Be careful

Relied on OakNorth for daily spending. My account was suddenly locked for a “review” for over a week. Funds were held during a transfer with no explanation. Looking for alternatives. Setup took less than ten minutes.

Confirmed as an active customer.

30 found this helpfulReport
Amelia Wright· United Kingdom
Verified Review

Lost access for days

I expected more from OakNorth. Getting a human in chat took days of bot loops. Disappointed overall.

Confirmed as an active customer.

15 found this helpfulReport
Róisín Ryan· Ireland
Verified Review

Went downhill

Had high hopes for OakNorth. My card was blocked abroad with no warning. My account was suddenly locked for a “review” for over a week. Cannot recommend right now.

Verified with a recent statement.

7 found this helpfulReport
James Brown· United Kingdom
Verified Review

Best banking app I’ve used

I use OakNorth regularly and it shows. Card arrived quickly and Apple Pay set up instantly. No regrets switching.

Proof of account uploaded for verification.

15 found this helpfulReport
Róisín H.· Ireland
Verified Review

Excellent service

I’m genuinely happy with OakNorth. Real-time notifications on every transaction are brilliant. Card arrived quickly and Apple Pay set up instantly. Highly recommend.

Verified with a recent statement.

10 found this helpfulReport
George Williams· United Kingdom
Verified Review

Good but support is slow

My experience with OakNorth is mixed. Most features are great, a few are region-locked. Cash deposits are awkward compared to a branch. Good, but room to improve. Setup took less than ten minutes.

Verified as a real account holder.

14 found this helpfulReport