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S-Pankki

A Finnish retail bank with co-op roots.

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Reviews

3.1(168)
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Showing 75 of 168 reviews — proof-verified first.

Liis Sepp· Estonia
Verified Review

Smooth from day one

Moved from a high-street bank to S-Pankki. Sub-accounts make budgeting effortless. Support actually answered me within minutes in chat. Exactly what I needed.

Verified with a recent statement.

22 found this helpfulReport
Eero K.· Finland
Verified Review

Smooth from day one

My whole family is on S-Pankki now. Sub-accounts make budgeting effortless. Instant transfers between users are a game changer. Highly recommend. Been a customer for a couple of years.

Verified with a dashboard screenshot.

27 found this helpfulReport
Mikko Koskinen· Finland
Verified Review

Lost access for days

Used S-Pankki as my only account, big mistake. Getting a human in chat took days of bot loops. My account was suddenly locked for a “review” for over a week. Hope they fix this soon.

Verified as a real account holder.

31 found this helpfulReport
Juha R.· Finland
Verified Review

Lost access for days

I was a happy S-Pankki customer until recently. Getting a human in chat took days of bot loops. A payment failed and the in-app help was useless. Expected better. Used across two countries so far.

Verified with a dashboard screenshot.

29 found this helpfulReport
Aino F.· Finland
Verified Review

Good but support is slow

I use S-Pankki for a few specific things. App is occasionally slow to load balances. Cash deposits are awkward compared to a branch. I’d give it three and a half if I could. Been a customer for a couple of years.

Verified with a recent statement.

18 found this helpfulReport
Antti Virtanen· Finland
Verified Review

Excellent service

I’ve banked with S-Pankki for over a year now. Real-time notifications on every transaction are brilliant. Exactly what I needed.

Proof of account uploaded for verification.

49 found this helpfulReport
Jessica Miller· United States
Verified Review

Switched and never looked back

Use S-Pankki as my main account. Card arrived quickly and Apple Pay set up instantly. Exactly what I needed.

Verified with a dashboard screenshot.

29 found this helpfulReport
Eero D.· Finland
Verified Review

Support is impossible to reach

Used S-Pankki as my only account, big mistake. A payment failed and the in-app help was useless. Expected better. Switched from a traditional provider.

Confirmed as an active customer.

17 found this helpfulReport
Mikko Laine· Finland
Verified Review

Switched and never looked back

I can speak from real experience with S-Pankki. Sub-accounts make budgeting effortless. Highly recommend.

Verified with a recent statement.

8 found this helpfulReport
Anna Z.· Estonia
Verified Review

Be careful

Had high hopes for S-Pankki. Funds were held during a transfer with no explanation. Looking for alternatives.

Verified with a dashboard screenshot.

20 found this helpfulReport