Róisín Ryan· Ireland
Works, but pricey
Using Tonik day to day. App is occasionally slow to load balances. Good, but room to improve.
Proof of account uploaded for verification.
21 found this helpfulReport
Reviews
3.3(197)
Rating
Showing 75 of 197 reviews — proof-verified first.
Alex Novak· Philippines
Mostly fine
I’ve used Tonik for a while now. It does the basics well but lacks a couple of features I want. I’d give it three and a half if I could.
Verified with a recent statement.
21 found this helpfulReport
Alex Z.· Philippines
Works, but pricey
I’ve had Tonik for a little while now. Cash deposits are awkward compared to a branch. It does the basics well but lacks a couple of features I want. I’d give it three and a half if I could. Switched from a traditional provider.
Confirmed as an active customer.
16 found this helpfulReport
John Smith· Philippines
Everything just works
I’ve banked with Tonik for over a year now. Card arrived quickly and Apple Pay set up instantly. Sub-accounts make budgeting effortless. Will keep using it. Friend recommended it to me.
Proof of account uploaded for verification.
12 found this helpfulReport
Thomas Silva· Philippines
Excellent service
So far Tonik has been great for me. Account opening was fully digital and took minutes. The app is fast, clean and never crashes for me. Exactly what I needed. Used across two countries so far.
Verified with a dashboard screenshot.
21 found this helpfulReport
Elena B.· Philippines
Best banking app I’ve used
Moved from a high-street bank to Tonik. Support actually answered me within minutes in chat. Exactly what I needed. Been a customer for a couple of years.
Verified with a dashboard screenshot.
47 found this helpfulReport
David Rossi· Philippines
Smooth from day one
Been a Tonik customer since launch in my country. Spending insights help me stay on top of my money. Sub-accounts make budgeting effortless. Highly recommend. Setup took less than ten minutes.
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29 found this helpfulReport
Elena Kim· Philippines
Went downhill
Relied on Tonik for daily spending. They asked for the same documents three times. Getting a human in chat took days of bot loops. Disappointed overall. Friend recommended it to me.
Confirmed as an active customer.
30 found this helpfulReport
Maria Rossi· Philippines
Smooth from day one
I use Tonik regularly and it shows. Card arrived quickly and Apple Pay set up instantly. Couldn’t be happier. Switched from a traditional provider.
Proof of account uploaded for verification.
45 found this helpfulReport
Elena H.· Philippines
Be careful
Opened a Tonik account for my salary. They asked for the same documents three times. Disappointed overall. Setup took less than ten minutes.
Verified with a dashboard screenshot.
25 found this helpfulReport