UK digital bank with personal loans and credit cards.
Showing 75 of 150 reviews — proof-verified first.
I’ve had Zopa for a little while now. The rate was okay but approval took longer than hoped. Worth a look if it fits your needs.
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Zopa financed my plans. The application was simple and fully online. Highly recommend. Setup took less than ten minutes.
Confirmed as an active customer.
My experience with Zopa went downhill. I was rejected after a hard credit check hit my score. Will think twice before relying on it. Friend recommended it to me.
Confirmed as an active customer.
My experience with Zopa is mixed. The app works but statements are basic. The rate was okay but approval took longer than hoped. Worth a look if it fits your needs. Switched from a traditional provider.
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Have a credit agreement with Zopa. The app works but statements are basic. Solid but not perfect.
Confirmed as an active customer.
Applied with Zopa for a personal loan. No hidden fees — the terms were transparent. Couldn’t be happier. Setup took less than ten minutes.
Confirmed as an active customer.
Zopa financed my plans. The rate was fair and clearly shown up front. Early repayment was allowed without penalty. Five stars from me. Switched from a traditional provider.
Confirmed as an active customer.
I can speak from real experience with Zopa. No hidden fees — the terms were transparent. Five stars from me.
Confirmed as an active customer.
I’ve recommended Zopa to people I know. The rate was fair and clearly shown up front. Exactly what I needed. Switched from a traditional provider.
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Used Zopa to finance a purchase. Approval was quick and the money arrived fast. The rate was fair and clearly shown up front. Exactly what I needed. Used across two countries so far.
Confirmed as an active customer.