Top 12 Zopa alternatives
The best-rated alternatives to Zopa, ranked by a TrustScore that weights proof-verified customer reviews above aggregated App Store and Google Play ratings.
#1
Silvr
Loans & CreditEurope
Revenue-based financing for Europe.
3.9/ 5
(157)
#2
Tamara
Loans & CreditGlobal
Pay later in the Gulf region.
3.9/ 5
(137)
#3
Credit Karma
Loans & CreditGlobal
Free credit scores and offers.
3.8/ 5
(319)
#4
Kriya
Loans & CreditGlobal
B2B payments and business finance.
3.8/ 5
(181)
#5
Plend
Loans & CreditGlobal
Fairer personal loans via open banking.
3.8/ 5
(181)
#6
iwoca
Loans & CreditGlobal
Fast, flexible finance for small businesses.
3.8/ 5
(179)
#7
Liberis
Loans & CreditEurope
Embedded small-business funding.
3.8/ 5
(169)
#8
re:cap
Loans & CreditGermany
Financing for recurring-revenue firms.
3.8/ 5
(167)
#9
M-KOPA
Loans & CreditGlobal
Asset financing for everyday essentials.
3.8/ 5
(164)
#10
Updraft
Loans & CreditGlobal
Clear expensive debt smartly.
3.8/ 5
(155)
#11
Karmen
Loans & CreditEurope
Revenue-based financing for France.
3.8/ 5
(151)
#12
Defacto
Loans & CreditEurope
Instant, embedded SME credit.
3.8/ 5
(137)Zopa vs the alternatives
See all loans & credit or read the full Zopa review.