Affirm vs Alma
A side-by-side comparison of Affirm and Alma — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.
Head-to-head
| Metric | Affirm | Alma |
|---|---|---|
| TrustScore (/5) | 3.2 | 3.5 |
| Total reviews | 351 | 203 |
| Proof-verified reviews | 145 | 77 |
| App Store rating | 3.2 | 3.5 |
| Google Play rating | 3.4 | 3.4 |
| Region | Global | Europe |
| Founded | 2012 | — |
Affirm · rating distribution
5
94 · 27%
4
75 · 21%
3
62 · 18%
2
43 · 12%
1
77 · 22%
Alma · rating distribution
5
58 · 29%
4
67 · 33%
3
26 · 13%
2
23 · 11%
1
29 · 14%
The verdict
Alma edges ahead with a TrustScore of 3.5/5 versus 3.2/5 for Affirm — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.
Explore more loans & credit or see alternatives to Affirm and alternatives to Alma.