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Alma vs Openpay

A side-by-side comparison of Alma and Openpay — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.

Higher TrustScore
Alma logo

Alma

Loans & Credit
3.5/ 5
(203)
Openpay logo

Openpay

Loans & Credit
2.8/ 5
(224)

Head-to-head

MetricAlmaOpenpay
TrustScore (/5)3.52.8
Total reviews203224
Proof-verified reviews7797
App Store rating3.52.8
Google Play rating3.42.9
RegionEuropeGlobal

Alma · rating distribution

558 · 29%
467 · 33%
326 · 13%
223 · 11%
129 · 14%

Openpay · rating distribution

561 · 27%
431 · 14%
318 · 8%
227 · 12%
187 · 39%

The verdict

Alma edges ahead with a TrustScore of 3.5/5 versus 2.8/5 for Openpay — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.

Explore more loans & credit or see alternatives to Alma and alternatives to Openpay.