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Capital One vs Clara

A side-by-side comparison of Capital One and Clara — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.

Capital One logo

Capital One

Credit & Debit Cards
3.1/ 5
(4,723)
Higher TrustScore
Clara logo

Clara

Credit & Debit Cards
3.9/ 5
(206)

Head-to-head

MetricCapital OneClara
TrustScore (/5)3.13.9
Total reviews4,723206
Proof-verified reviews2,58289
App Store rating3.13.7
Google Play rating3.14.0
RegionGlobalGlobal
Founded1994

Capital One · rating distribution

5765 · 16%
41,203 · 25%
31,171 · 25%
2750 · 16%
1834 · 18%

Clara · rating distribution

579 · 38%
465 · 32%
334 · 17%
212 · 6%
116 · 8%

The verdict

Clara edges ahead with a TrustScore of 3.9/5 versus 3.1/5 for Capital One — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.

Explore more credit & debit cards or see alternatives to Capital One and alternatives to Clara.