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Capital One vs Discover

A side-by-side comparison of Capital One and Discover — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.

Capital One logo

Capital One

Credit & Debit Cards
3.1/ 5
(4,723)
Higher TrustScore
Discover logo

Discover

Credit & Debit Cards
3.7/ 5
(271)

Head-to-head

MetricCapital OneDiscover
TrustScore (/5)3.13.7
Total reviews4,723271
Proof-verified reviews2,582144
App Store rating3.13.4
Google Play rating3.13.5
RegionGlobalGlobal
Founded19941985

Capital One · rating distribution

5765 · 16%
41,203 · 25%
31,171 · 25%
2750 · 16%
1834 · 18%

Discover · rating distribution

589 · 33%
484 · 31%
345 · 17%
216 · 6%
137 · 14%

The verdict

Discover edges ahead with a TrustScore of 3.7/5 versus 3.1/5 for Capital One — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.

Explore more credit & debit cards or see alternatives to Capital One and alternatives to Discover.