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Capital One vs Mercury

A side-by-side comparison of Capital One and Mercury — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.

Capital One logo

Capital One

Credit & Debit Cards
3.1/ 5
(4,723)
Higher TrustScore
Mercury logo

Mercury

Credit & Debit Cards
3.6/ 5
(193)

Head-to-head

MetricCapital OneMercury
TrustScore (/5)3.13.6
Total reviews4,723193
Proof-verified reviews2,582101
App Store rating3.13.5
Google Play rating3.13.7
RegionGlobalGlobal
Founded1994

Capital One · rating distribution

5765 · 16%
41,203 · 25%
31,171 · 25%
2750 · 16%
1834 · 18%

Mercury · rating distribution

573 · 38%
448 · 25%
328 · 15%
217 · 9%
127 · 14%

The verdict

Mercury edges ahead with a TrustScore of 3.6/5 versus 3.1/5 for Capital One — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.

Explore more credit & debit cards or see alternatives to Capital One and alternatives to Mercury.