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Carbon vs Credit Karma

A side-by-side comparison of Carbon and Credit Karma — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.

Carbon logo

Carbon

Loans & Credit
3.0/ 5
(212)
Higher TrustScore
Credit Karma logo

Credit Karma

Loans & Credit
3.8/ 5
(319)

Head-to-head

MetricCarbonCredit Karma
TrustScore (/5)3.03.8
Total reviews212319
Proof-verified reviews89123
App Store rating3.04.0
Google Play rating2.93.8
RegionGlobalGlobal

Carbon · rating distribution

525 · 12%
460 · 28%
355 · 26%
234 · 16%
138 · 18%

Credit Karma · rating distribution

5123 · 39%
4104 · 33%
339 · 12%
219 · 6%
134 · 11%

The verdict

Credit Karma edges ahead with a TrustScore of 3.8/5 versus 3.0/5 for Carbon — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.

Explore more loans & credit or see alternatives to Carbon and alternatives to Credit Karma.