Chime vs Monzo
A side-by-side comparison of Chime and Monzo — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.
Head-to-head
| Metric | Chime | Monzo |
|---|---|---|
| TrustScore (/5) | 3.7 | 3.9 |
| Total reviews | 2,890 | 3,133 |
| Proof-verified reviews | 2,377 | 2,438 |
| App Store rating | 3.1 | 4.3 |
| Google Play rating | 4.2 | 4.0 |
| Region | Global | Global |
| Founded | 2013 | 2015 |
Chime · rating distribution
5
1,109 · 38%
4
823 · 28%
3
398 · 14%
2
201 · 7%
1
359 · 12%
Monzo · rating distribution
5
1,237 · 39%
4
875 · 28%
3
440 · 14%
2
241 · 8%
1
340 · 11%
The verdict
Monzo edges ahead with a TrustScore of 3.9/5 versus 3.7/5 for Chime — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.
Explore more banks or see alternatives to Chime and alternatives to Monzo.