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Credit Karma vs Tala

A side-by-side comparison of Credit Karma and Tala — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.

Higher TrustScore
Credit Karma logo

Credit Karma

Loans & Credit
3.8/ 5
(319)
Tala logo

Tala

Loans & Credit
2.9/ 5
(201)

Head-to-head

MetricCredit KarmaTala
TrustScore (/5)3.82.9
Total reviews319201
Proof-verified reviews12380
App Store rating4.02.9
Google Play rating3.82.8
RegionGlobalGlobal

Credit Karma · rating distribution

5123 · 39%
4104 · 33%
339 · 12%
219 · 6%
134 · 11%

Tala · rating distribution

529 · 14%
448 · 24%
346 · 23%
233 · 16%
145 · 22%

The verdict

Credit Karma edges ahead with a TrustScore of 3.8/5 versus 2.9/5 for Tala — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.

Explore more loans & credit or see alternatives to Credit Karma and alternatives to Tala.