Klarna vs Venmo
A side-by-side comparison of Klarna and Venmo — TrustScores, verified reviews and ratings across the App Store and Google Play, updated for 2026.
Head-to-head
| Metric | Klarna | Venmo |
|---|---|---|
| TrustScore (/5) | 3.2 | 3.0 |
| Total reviews | 3,581 | 2,975 |
| Proof-verified reviews | 2,672 | 2,495 |
| App Store rating | 3.7 | 1.8 |
| Google Play rating | 4.0 | 3.7 |
| Region | Europe | Global |
| Founded | 2005 | 2009 |
Klarna · rating distribution
5
1,106 · 31%
4
526 · 15%
3
355 · 10%
2
453 · 13%
1
1,141 · 32%
Venmo · rating distribution
5
534 · 18%
4
762 · 26%
3
670 · 23%
2
422 · 14%
1
587 · 20%
The verdict
Klarna edges ahead with a TrustScore of 3.2/5 versus 3.0/5 for Venmo — but the right choice depends on the features and fees that matter to you. Read the verified reviews for both before deciding.
Explore more e-money institutions or see alternatives to Klarna and alternatives to Venmo.